Online Banking customers may apply online for an auto loan to purchase a vehicle from a private party (an individual seller). The seller must be the same as the registered owner listed on the title. If you’re not currently enrolled in Online Banking, please visit a financial center or schedule an appointment to apply for your loan.2 reasons to consider refinancing your car loan reduce your monthly payments: Refinancing your auto loan may reduce your monthly payments by lowering your interest rate and/or extending your loan term. 2. Reduce the total amount of interest you pay on your car loan: Refinancing your auto loan to a.You could lower your interest rate: One of the best reasons to refinance a car loan is if you have an opportunity to reduce your interest rate.If you previously had no credit or bad credit, it is worth checking into refinancing your car loan after a couple of years to see if you have received better offers.Chase auto finance enjoy flexible car buying and auto loan options for new and used cars. Or see if refinancing is right for you.Loan Decisions in 5 Minutes or Less. Refinance your car online with no application fee and no hidden costs. We’ll walk you through paying off your existing loan. Have your current loan information on hand. Apply online in minutes. Get your decision fast. Lock in a rate for 45 days.Car Loans of America Revamps Its Website by adding bad credit Car Loans to Its Extensive List of Services. LOS ANGELES, April 22, 2019 /PRNewswire/ — Car Loans of America understands that having bad.The refinance process pays your old debt and allows you to skip a payment – During the time the new loan is put into effect, you could be eligible to skip a payment during the interim.. This saved money along with the money the refinance loan provides, adds up to a nice chunk of usable cash.Car owners who are thinking about refinancing their auto loans should first locate their purchase contracts and check their term (the length of the loan), the balance (how much they still owe) and.